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Beam Media

Surge VISA Card

Surge VISA Card

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Banking Made Better with Style. Now with Beam Media Corporation.


Get paid up to 2 days faster with the prepaid card that's fun to use

1. Choose from thousands of designs
2. Sign up in seconds
3. Love the way you pay


  • Direct Deposit
  • Deposit checks###
  • Load cash


  • Use it everywhere Debit Mastercard is accepted! Use it everywhere Visa debit cards are accepted!‡‡
  • No fee cashback at POS
  • No fee MoneyPass® ATM withdrawal


  • Android & iOS apps
  • Real-time SMS§ & email alerts
  • Up to 3 designs

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††  A tax refund may only be direct deposited into an account that is in your name. This means that if you file a joint return, the name of the primary filer must match the name on the account. If a tax refund is directed to an account that is not in your name it may be rejected and returned to the IRS. No more than three electronic refunds can be deposited into a single financial account or prepaid card. If you exceed this limit you will receive notice from the IRS and a paper check refund.
  In order for you to be paid early, your payroll or benefits payment provider must submit the deposit early. It is important to note that your payroll or benefits payment provider may not submit the deposit or payment early each payment period. Be sure to ask your payroll or benefits payment provider when they submit your deposit information to the bank for processing. Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding.
§  Standard data and messaging rates may apply from your wireless service provider.
###  The Ingo Money service is provided by First Century Bank, N.A. and Ingo Money Inc. Fees and terms apply. All checks are subject to approval prior to funding. Unapproved checks will not be funded to your card. Wireless data fees may apply.
‡‡  Certain restrictions apply. See Cardholder Agreement for details.
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